Restaurant
Restaurant Payment Processing Built for Faster Service and Better Margins
Running a restaurant means managing rushes, tips, split checks, online orders, and tight margins—all while delivering a great guest experience. Watchdog Merchant Services helps restaurants accept payments in-store, online, or on the go with secure, reliable processing and solutions customized to your business.
Restaurant Payment Solutions That Match How You Serve Guests
Every restaurant runs differently—quick service, full service, bar + grill, food truck, café, or multi-location. We build custom payment solutions designed for your unique business needs, based on your average ticket, sales volume, and operational workflow.
What we support:
- In-store card-present payments for fast checkout
- Online payments for ordering, catering, and gift cards (where applicable)
- Mobile/on-the-go acceptance for pop-ups, events, patios, and curbside
- Virtual terminal payments for phone orders and keyed-in transactions
POS + Payments That Work Better Together
Modern restaurant POS isn’t just a register—it can connect operations across the business. Watchdog offers contemporary POS systems that can work in unison with tools like accounting, personnel scheduling, and inventory control software, helping reduce manual work and improve visibility.
Restaurant-friendly POS features can include:
- Split payments for groups and shared checks
- Tip adjustment to match restaurant settlement workflows
- User-friendly interface that helps reduce training time for new staff
Built for Dine‑In, Takeout, Delivery, and Pickup
Guests discover and order from restaurants in multiple ways. We can support systems that receive and process orders from where guests find you—searches, apps, or your menu web page—and help you accept contactless payments for smoother pickup and dine‑in experiences.
Common restaurant flows we help support:
- Counter service + self-service payment at checkout
- Pay-at-table or pay-at-counter workflows
- Pickup + curbside payments
- Catering deposits and pay-by-link/virtual terminal use cases
Clear Pricing Options—No Tiered Processing
Restaurants deserve transparent pricing that fits their volume and model. Watchdog’s processing options vary by industry and business size, and we offer Cost Plus pricing and a Set Monthly Fee option for low-volume merchants—tiered processing is never offered.
Why this matters for restaurants: clearer pricing can make it easier to forecast costs as sales fluctuate seasonally.
Reduce Processing Fees with Dual Pricing
If your restaurant wants a pricing strategy designed to offset processing costs, Watchdog offers Dual Pricing as an option.
Good fit for: restaurants with stable menu pricing, consistent order flow, and strong in-person traffic.
We’ll help you evaluate whether it fits your brand and guest experience.
Add Funding When You Need It
Restaurants sometimes need extra capital for payroll, renovations, or equipment. Watchdog offers business funding built for owners across industries, including restaurants looking to cover payroll, renovations, or new equipment.